M-Pesa Integration Services in Kenya
Connect your website, e-commerce platform, ERP, or retail POS system to Safaricom's Daraja M-Pesa API for automated, real-time payment collection.
Automated Mobile Money Processing
Eliminate Manual M-Pesa Verification & Speed Up Cash Flow
Manually verifying M-Pesa SMS messages or asking customers to type confirmation codes slows down sales and exposes your business to fake payment receipt fraud.
Kryptonix Technologies builds secure, production-tested M-Pesa API integrations using Safaricom's official Daraja platform. Our integrations automatically confirm payments in milliseconds, update database ledgers, and trigger instant customer receipts.
Why Integrate M-Pesa with Kryptonix?
Instant Payment Callbacks
Order statuses update automatically without human intervention.
Protection Against Fraud
Server-to-server digital verification prevents spoofed SMS receipts.
Full Accounting Reconciliation
Sync payment records with your accounting, ERP, or POS inventory software.
Daraja Capabilities
M-Pesa API Features We Implement
End-to-end integration options tailored to your business operational workflow.
Daraja STK Push (Lipa Na M-Pesa Express)
Triggers an automatic mobile PIN prompt on the customer's phone during checkout, eliminating manual Till/Paybill number typing errors.
C2B (Customer to Business) Callbacks
Real-time payment notification callbacks into your website, ERP, or POS database whenever a customer pays via your Paybill or Till Number.
B2C (Business to Customer) Disbursements
Automate mass payouts, supplier payments, refund disbursements, and commission transfers directly from your business software to recipient M-Pesa accounts.
Automated Ledger Reconciliation
Match M-Pesa confirmation receipts with sales invoices in real time, preventing manual bookkeeping mismatches and fake transaction SMS fraud.
Supported Platforms
Where We Integrate M-Pesa Payments
We connect Safaricom M-Pesa into diverse business software architectures across Kenya.
E-Commerce & Online Stores (Shopify, WooCommerce, Custom React/Next.js platforms)
POS & Retail Inventory Systems for supermarket tills and service counters
Water Utility & Meter Billing Systems (monthly bill collection and automated receipting)
School & Institution Fee Portals with student admission number matching
Service Booking & Reservation Platforms (hotels, tours, clinics, beauty salons)
Custom ERP & SaaS Platforms requiring automated payment status updates
Integration FAQs
Frequently Asked Questions About M-Pesa Integration
Clear answers regarding technical setup, Safaricom requirements, and pricing.
What is required to integrate M-Pesa payments into my website or software?
You need a registered Safaricom Lipa Na M-Pesa Paybill or Till Number, Daraja API Developer credentials (Consumer Key, Consumer Secret, Passkey), and a secure server with HTTPS enabled to receive callback notifications.
What is the difference between Paybill and Till Number for web integration?
A Paybill number allows customers to attach an account number (such as an Invoice ID or Admission Number), which is ideal for utility billing, ERPs, and fee collection. A Till Number (Buy Goods) is standard for instant retail point-of-sale payments.
How does STK Push reduce payment abandonment?
With STK Push, the customer does not need to exit the website app, navigate to their SIM toolkit, or type in a business number manually. The payment prompt appears directly on their phone screen, requiring only their secret M-Pesa PIN.
Can Kryptonix help setup Daraja API credentials if we are not tech-savvy?
Yes. Kryptonix Technologies guides business owners through the entire Safaricom Daraja portal onboarding, sandbox testing, production key generation, and live deployment.
Automate Your M-Pesa Payments Today
Speak with our Nairobi software engineering team to integrate M-Pesa STK Push or C2B callbacks into your business system.